8 units. 40+ lessons. Real understanding.
Each unit pairs short concept lessons with vocab, quizzes, and simulations. Standards-mapped for Jump$tart and CEE.
Budgeting & Cash Flow
Every dollar has a job.
Learn to read a paycheck, categorize spending, and build a budget that survives real life.
- Read a paycheck top-to-bottom
- Build a working monthly budget
- Choose an emergency fund target
Banking & Credit
Own your financial infrastructure.
Choose the right accounts, understand how credit is built, and avoid the traps that eat your money.
- Pick the right bank accounts
- Explain how a credit score is built
- Spot predatory lending
Investing Foundations
Time in the market > timing the market.
The math and mindset of investing for decades, not days.
- Compare stocks, bonds, and funds
- Explain compound growth
- Design a starter portfolio
Taxes & Paychecks
The tax code isn't magic. It's just rules.
Read a paystub, understand tax brackets, and file with confidence.
- Decode a paystub line by line
- Explain marginal vs. effective rates
- File a simple return
Housing & Debt
Where you live is the biggest budget line of your life.
Rent vs. buy, mortgages, student loans, and paying debt down without going crazy.
- Run rent vs. buy math
- Choose a debt-payoff strategy
- Explain APR vs. rate
Careers & Income
Your paycheck is your biggest financial asset for decades.
Negotiate, evaluate offers, and understand lifetime earnings.
- Compare salary + benefits offers
- Negotiate a starting salary
- Estimate lifetime earnings
Insurance & Risk
Insurance protects your future self.
How to price risk, choose deductibles, and know when to skip coverage.
- Choose a smart deductible
- Understand health-insurance basics
- Skip pointless coverage
Behavioral Finance
Your brain is not built for money.
The cognitive biases and marketing tricks that separate you from your money — and how to defend yourself.
- Name 3 common biases
- Spot 'buy now' marketing tricks
- Design a personal money rulebook