23 simulations. Live 40 years in an hour.

First Paycheck

Your first W-2 job. Where does every dollar go?

Budget Battle

Live paycheck-to-paycheck for a month. Can you survive to Friday?

20 minStart

SIM · 03Core

Recession Ready

Build a 3-month emergency fund alongside real bills.

Credit

Credit Quest

Build a 750+ credit score from a blank slate.

Debt Trap

Two identical people. One uses credit cards wisely. One doesn't.

Investing

Investing 101

Build your first portfolio. Watch 30 years unfold.

SIM · 02Advanced

Market Storm

Live through a 2008-scale crash. Panic or hold?

SIM · 03Core

The Windfall

You inherit $50k at 22. Everyone has advice.

SIM · 04Core

Roth vs. Traditional

Same salary, different tax choices. Different retirements.

12 minStart

SIM · 05Advanced

Retire Early (FIRE)

The FIRE simulation. Can a 45% savings rate get you there?

20 minStart

SIM · 06Core

Stock Market League

Semester-long class investing tournament.

Housing

Rent vs. Buy

Move to a new city. Rent or buy? Run the numbers.

The Down Payment

Save for a house. Aggressive investing or safe savings?

Debt

Student Loan Shuffle

Choose a major, a school, and a loan. Then graduate.

Career

Career Fork

Passion job at $45k or corporate at $85k? Both are valid.

12 minStart

The Negotiation

Negotiate a raise. Or don't. Live with either.

10 minStart

SIM · 03Core

Side Hustle Season

Turn a hobby into a second income — and a 1099.

Risk

SIM · 01Advanced

Emergency Room

Your car dies. Your dog gets sick. Your rent goes up.

Insurance Roulette

Choose deductibles. Watch life happen.

10 minStart

Taxes

Tax Day

Fill out a simplified 1040. Beat the IRS.

Life

Fund the Kid

You have a kid. Now what?

Time Machine

SIM · 01Advanced

The Long Con

40 years of median decisions vs. small optimal ones.

Financial Time Machine

Rewind any decision. See the alternate life.